Long-Term Care Insurance

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It might be hard to imagine now, but chances are you will need some help taking care of yourself later in life. The big question is: How will you pay for it?
Buying long term care insurance is one way to prepare. Long term care refers to a host of services that are not covered by regular health insurance. This includes assistance with routine daily activities, like bathing, dressing or getting in and out of bed. Most policies will reimburse you for care given in a variety of places, such as:

  • Your home
  • A nursing home
  • An assisted living facility
  • An adult day care center

Whether long term care insurance is the right choice for you depends on your situation and preferences,